For many people, buying a home using cash is often out of reach. A home loan can make this more attainable. This is often the simplest way to get access to your dream home. If your credit record is good you may have easier access to funds, but blacklisted individuals face a number of challenges when applying for home loans.
Being blacklisted may limit your options in various ways and can have a major effect on your finances and general wellbeing. Poor financial management and an unpredictable economy may lead to blacklisting. An over-reliance on loans is usually the main cause. Read more
Competition for high-paying jobs is fierce nowadays. As a result, an increasing number of people are choosing to work for themselves. Teenagers should be encouraged to gain valuable skills by getting exposed to business from a young age. This way, they can learn and start their own businesses, which when managed properly, can grow to become large multi-national corporations. Let’s have a look at a few creative business ideas for teens:
Prenuptial contracts – There are a range of laws which govern the way that two people are joined in marriage. Various legal documents must be drafted before people get married so that each party is legally protected. Before getting married, there are a few changes that need to be clarified, such as changes in ownership and property rights. Even though getting married is a special step in life, it’s also important to remain realistic about difficulties and challenges that arise which may lead to divorce. It’s for this reason that an Antenuptial contract is highly recommended for newlyweds.
Takeover car payments are fast becoming a popular option for many South Africans looking to buy a vehicle. Reliable vehicles can be quite expensive and it may be costly to buy one. Fortunately there are different payment options available for prospective owners.
Car leases usually last anywhere between two to four years. Many people opt to sell their lease to other prospective buyers.
These prospective buyers assume the costs of an existing lease on a vehicle from the person who originally made the purchase agreement.
Izwe Loans is a reliable financial institution that aims to put its clients’ minds at ease. As a leading short term lender Izwe loans specialises in servicing the formally employed market with loans.
Loan amounts range between R1000 and R50 000. These loans may be repaid within a maximum of 60 months.
What type of loans does Izwe Loans provide?
Personal or micro loans
Offered on a fixed term basis, loans are provided based on individual affordability. The amount offered is proportional to the borrower’s current salary. AN NCR-registered institution, Izwe Loans has provided over R1 billion to more than 150 000 clients since inception. Read more
Having reliable access to money when you need it most is more important than ever. Changes in the financial environment worldwide, has meant that now more than ever, more people have come to rely on personal loans for financial assistance.
More individuals are looking for assistance for starting or expanding a business, paying for a home, for school fees or covering costs of an unexpected emergency or accident.
A financial institution that has become known to be a reliable financial services provider is Bridge Loans. Read more
Running a small business can have great opportunities and potential. It also comes with numerous demands and challenges. Business owners require a specific skill set to run successful businesses. They also need to be able to manage funds effectively and efficiently.
Why cash management is important: Managing the use of cash flow is important and enables the business to run more efficiently. Part of this is ensuring that there is a balance of debt and income. By managing cash efficiently while still a small business; it will make the transition to being a larger corporation simpler. Read more
Having financial security is important nowadays. The fast-paced world we live in is unpredictable, so having access to money when you need it most is important. It isn’t always possible to borrow money from family and friends, so being able to get access to funds through various lending institutions may be an ideal solution.
Iemas Financial Services loans is a leading institution driven by the desire to help South Africans in need of financial assistance. The institution strives to make it easy for individuals to get some much-needed cash. Read more
Having bad credit can make it almost impossible to acquire any kind of loan. Buying a house or car on credit can become nearly impossible when you are blacklisted.
Becoming blacklisted may be a result of poor financial decisions or unfortunate financial circumstances due to sudden changes in financial circumstances. A bad credit record means that you will be regarded as a financial risk to most lending institutions.
Given the increase in the number of people who have become blacklisted in recent years, more lending institutions have created facilities designed to tap into this market. There are numerous companies that have spotted a gap in the market who now provide a much-needed service to blacklisted people.
Advertising is a powerful tool used for bringing your product or service into the public eye to attract customers. Effective management of advertising funds can help to improve overall business functioning. Here are a few ways you could get the best results out of your business advertising budget:
Define your target market:
When you have a product or service that you want to promote, advertising is the most powerful tool you can use. When you are fortunate enough to have a business that has a budget specifically designated for advertising, a wise move would be to find ways of ensuring that you use these funds effectively. Read more